Hacking Bank Accounts In 2024

Here is a new guide to hacking a bank account in 2021 which will teach you the basics, as well as advanced methods you can use to hack your victims’ bank accounts to become rich overnight.

There are many ways to make money illegally, but taking money straight from someone else’s bank account is among one of the best means available for getting rich overnight. There are several ways to hack a bank account that will allow you to withdraw your victim’s money to your own account or use it to make online purchases. Some of these methods are riskier than others, but below I have listed some of the most reliable methods of hacking bank accounts.

Keep reading to learn how you can successfully hack your victims’ bank accounts.


This method is the simplest way to obtain the user information needed to hack someone’s bank account. Here is a step-by-step guide on how to use the Phishing method to hack bank accounts.

  1. Create A Fake Website

With this fake website you can collect your client’s information. It is going to cost you some money as an initial investment to build a convincing fake website but it is worth it.

Create a site such as an online store. For example, you can create a fake site selling appliances, which visitors to the site can attempt to purchase online. When visitors place an order for the product, they will input their credit card details and then you will receive their card details and bank information which you can use to hack their accounts.

  1. Promote Your Fake Website

After creating the fake phishing site, promote it anonymously on social media using a fake social media account. Promotional activities like this will attract potential clients and victims to browse the site, who will then attempt to make a purchase, which will give you their information.

  1. Collect Credit Card Details

If you have a high quality phishing site, people will try to buy your products. It doesn’t really matter what product you sell, what is important is that you are able to collect and store their details. Once you have the personal and banking details from different people you will be ready to start your bank account hacking operation.

  1. Avoid Targeting Banks With Strong Security Protocols

Some banks have tighter security than others, and so you need to identify which clients are members of these banks and avoid targeting them. Any attempt to hack an account belonging to them will likely not work and will only increase your risk.

Some banks will forward a One Time Pin (OTP) to the victim’s phone number whenever you attempt to make a transaction. You need to keep trying different banks to discover which ones have weak security.

This method is easy and convenient since you don’t need a lot of experience to be successful. All you need are the necessary tools.

Fake Messages

Since most people are not going to fall for this trick, you will also need the following to successfully use this method on a large scale:

  • A Bulk SMS Program
  • Random Victim Phone Numbers
  • A Laptop (For use in making transactions)
  • Card Detail Verification Software (To determine whether card entails you receive are correct)
  • A Stable Internet Connection

The method involves sending baited messages to your victim which are designed to look like they are from the victim’s bank, for example:

“This is a message from XYZ Bank. You need to contact us to update your BVN or your account will be blocked after 3 days. Call xxxx-xxx-xxxx to access your account and update your account information”

The format I’ve outlined above is just one example of how you can utilize the Message Method to fool your clients into giving you their bank details. Then you can hack their accounts to withdraw their funds and order products online.

Use a bulk SMS program to send your fake message to a lot of random numbers. Then just wait for your victims to call you. When you receive a call to confirm, pretend to be an employee of the victim’s bank to collect the following information:

  • Credit Card Number
  • Expiry Date
  • CVV (The number at the back of the card)

Once you have the above information, you can go online and start buying things using the victim’s credit card information.


This is another effective means of hacking bank accounts, but it does involve some technical know-how. 

To employ this method, you need to send a kelogger virus to infect your victim’s device through email. Once their device is infected with the virus, the virus will record all of the victim’s activity and send it to you. If the victim makes a purchase online by inputting their credit card details the virus will record it and send it to you.

Banking Trojans

This is a way to hack bank accounts that makes use of application software. It is quite similar to phishing, but instead of creating just any fake website you need to create a fake bank app similar to the real bank app in order to obtain victims’ bank details. 

Below are the step by step instructions for this method:

  1. Create a mobile application that looks similar to, or exactly like, the mobile application of the bank you are targeting.
  2. Host the mobile application on the internet. Do not host it on the Apple App Store or the Android Play Store as they will remove your app.
  3. The App needs be designed so that it will send you the information of anybody using the app.You can design the app to crash after it sends you the victim’s details.
  4. Once you have your victim’s login details you can use the real bank app to login to their accounts and access their information and transfer money to an account you control.
  5. Be sure to use a bank account that is not under your real name when transferring your victim’s money to yourself.

ATM Card Hacking

I’m going to be honest here, hacking someone’s ATM card is not easy, because if you don’t know the pin of the ATM card you can’t do anything.

To make use of someone else’s ATM card you are going to need their correct card details. But, once you have their bank account details you can easily access their account and withdraw money or make purchases online without arousing any suspicion.

When you have someone’s ATM card details, you should make sure that you use the card details to shop from websites based outside of your own country as these will not require two-step verification. Most local websites will require two-step verification so shopping online locally is not a good idea. 

Another reason you should shop online at foreign websites with hacked bank accounts is because  foreign websites can take days before sending the victim any debit alert.

Finally, make sure you do not use your real name when buying things online while using someone else’s ATM card details because that will make it very easy to trace your purchases back to you.

Bank Verification Number (BVN) Money Transfers

To use a victim’s BVN you are going to need to make use of proprietary software unique the particular bank that your victim has. Getting access to this kind of software without a connection on the inside can be difficult if not impossible but if you are able to get access to this software, you can get all of a victim’s information just by inputting their BVN. Once you have access to this information you can use it to change your victim’s pin number, commit fraud using their bank account, or even wipe their account entirely.

This is the fastest method to hack a bank account, but if you don’t have an insider contact in a bank, you’re better off trying one of the other processes above to find a client to scam.

Takeaway On Hacking Bank Accounts

The information above should be useful if you need to hack a bank account; but you’ll probably only be able to make use of them if you already know a bit about how to hack in general. Besides hacking bank accounts, there are other money making methods that don’t involve hacking, like becoming a Yahoo boy.

Remember to be careful since hacking bank accounts is a serious crime, so try not to get caught.